Insurance Underwriters Salary by State
The national median pay for insurance underwriters is $81,370 a year. By state, it ranges from $59,250 in Mississippi to $106,640 in Massachusetts.
Updated October 2026 · Data: BLS OEWS May 2025 · How we match careers
U.S. pay range
- Lowest 10%
- $55,530
- 25th percentile
- $64,620
- Median
- $81,370
- 75th percentile
- $110,390
- Top 10%
- $145,160
Annual pay, all U.S. workers in this job. About 105,420 jobs.
Median pay in 48 states and DC
| # | State | Median | vs. U.S. | Lowest 10% | Top 10% | Jobs |
|---|---|---|---|---|---|---|
| 1 | Massachusetts | $106,640 | +31% | $70,590 | $167,590 | 2,890 |
| 2 | New Hampshire | $103,940 | +28% | $70,490 | $165,380 | 270 |
| 3 | Nevada | $101,440 | +25% | $60,780 | $157,470 | 480 |
| 4 | Connecticut | $100,690 | +24% | $66,450 | $158,890 | 2,010 |
| 5 | Colorado | $100,640 | +24% | $67,390 | $167,680 | 2,040 |
| 6 | Washington | $99,400 | +22% | $64,130 | $164,730 | 1,740 |
| 7 | New York | $97,450 | +20% | $65,160 | $168,790 | 6,900 |
| 8 | Wisconsin | $97,370 | +20% | $61,410 | $134,090 | 3,110 |
| 9 | New Jersey | $96,220 | +18% | $66,290 | $144,230 | 3,150 |
| 10 | Maine | $95,510 | +17% | $62,730 | $133,390 | 520 |
| 11 | California | $95,320 | +17% | $65,070 | $162,640 | 6,580 |
| 12 | Maryland | $92,120 | +13% | $59,520 | $152,690 | 1,310 |
| 13 | Illinois | $89,620 | +10% | $59,730 | $161,410 | Not published |
| 14 | Georgia | $85,980 | +6% | $61,160 | $165,910 | 7,160 |
| 15 | Rhode Island | $84,720 | +4% | $50,240 | $138,930 | 250 |
| 16 | South Dakota | $83,130 | +2% | $58,980 | $152,720 | 210 |
| 17 | Arkansas | $82,130 | +1% | $41,450 | $158,530 | 290 |
| 18 | District of Columbia | $82,070 | +1% | $64,800 | $173,060 | Not published |
| 19 | Virginia | $81,870 | +1% | $61,940 | $130,120 | 2,470 |
| 20 | Alaska | $81,620 | 0% | $47,120 | $106,990 | 100 |
| 21 | Minnesota | $80,700 | −1% | $60,350 | $138,710 | 2,550 |
| 22 | Missouri | $80,040 | −2% | $56,720 | $124,250 | 2,130 |
| 23 | Kentucky | $79,830 | −2% | $46,550 | $138,670 | 900 |
| 24 | South Carolina | $79,570 | −2% | $51,020 | $134,950 | 910 |
| 25 | Ohio | $79,260 | −3% | $52,080 | $128,320 | 5,110 |
| 26 | Oregon | $79,200 | −3% | $61,620 | $124,760 | 570 |
| 27 | Pennsylvania | $78,950 | −3% | $50,310 | $135,600 | 5,160 |
| 28 | Texas | $78,890 | −3% | $51,440 | $135,410 | 9,980 |
| 29 | Tennessee | $78,840 | −3% | $50,200 | $123,150 | 1,250 |
| 30 | Florida | $78,720 | −3% | $49,880 | $134,850 | 7,300 |
| 31 | Vermont | $77,990 | −4% | $62,100 | $101,440 | 210 |
| 32 | Arizona | $77,740 | −4% | $57,770 | $127,450 | 3,360 |
| 33 | Indiana | $77,440 | −5% | $48,160 | $104,580 | 2,170 |
| 34 | Michigan | $77,380 | −5% | $50,960 | $123,440 | 2,590 |
| 35 | North Carolina | $77,120 | −5% | $48,560 | $129,980 | 3,460 |
| 36 | Kansas | $77,070 | −5% | $49,900 | $162,210 | 1,230 |
| 37 | Louisiana | $76,540 | −6% | $46,540 | $126,190 | 1,050 |
| 38 | Iowa | $75,160 | −8% | $51,800 | $128,080 | 1,490 |
| 39 | Nebraska | $75,120 | −8% | $49,150 | $105,760 | 1,410 |
| 40 | North Dakota | $74,130 | −9% | $54,790 | $99,490 | 210 |
| 41 | Hawaii | $73,260 | −10% | $46,470 | $105,970 | 230 |
| 42 | Utah | $72,730 | −11% | $40,780 | $119,990 | 490 |
| 43 | Oklahoma | $66,770 | −18% | $45,280 | $107,900 | 600 |
| 44 | New Mexico | $64,000 | −21% | $47,170 | $106,680 | 100 |
| 45 | Montana | $63,140 | −22% | $50,280 | $130,880 | 140 |
| 46 | Idaho | $62,530 | −23% | $47,680 | $120,890 | 360 |
| 47 | Wyoming | $62,290 | −23% | $47,520 | $104,890 | 50 |
| 48 | Alabama | $62,220 | −24% | $43,540 | $129,600 | 1,540 |
| 49 | Mississippi | $59,250 | −27% | $38,520 | $100,710 | 600 |
BLS OEWS May 2025 state estimates. States without published data are not listed. “Not published”: BLS withheld the value or it is above the highest amount BLS publishes. Pay is not adjusted for living costs.
Insurance Underwriters salary questions
Which state pays insurance underwriters the most?
Massachusetts, with a median of $106,640 a year (+31% vs. the national median of $81,370). BLS May 2025.
Which state pays insurance underwriters the least?
Mississippi, with a median of $59,250 a year (−27% vs. national).
Where do most insurance underwriters work?
Texas has the most jobs, about 9,980, with a median of $78,890.
Does a higher salary mean more money left over?
Not always. These are pay figures only. Living costs, taxes and housing differ a lot between states, and this page does not adjust for them.