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Credit Counselors Salary by State

The national median pay for credit counselors is $52,230 a year. By state, it ranges from $30,580 in Missouri to $67,120 in California.

Updated October 2026 · Data: BLS OEWS May 2025 · How we match careers

U.S. pay range

Lowest 10%
$38,350
25th percentile
$45,720
Median
$52,230
75th percentile
$64,080
Top 10%
$80,440

Annual pay, all U.S. workers in this job. About 27,770 jobs.

Median pay in 45 states and DC

Credit Counselors pay by state, highest median first
#StateMedianvs. U.S.Lowest 10%Top 10%Jobs
1California$67,120+29%$47,260$98,5202,160
2Georgia$64,080+23%$44,660$64,080460
3District of Columbia$63,580+22%$52,080$100,370110
4Massachusetts$63,240+21%$44,730$94,110770
5New York$63,030+21%$48,720$100,7202,020
6Nebraska$62,510+20%$44,550$95,270260
7Washington$62,360+19%$47,920$82,950560
8Minnesota$62,160+19%$47,110$74,140580
9Maryland$60,450+16%$45,960$81,720350
10Oregon$59,150+13%$46,300$81,990280
11New Hampshire$58,830+13%$41,100$76,370170
12Rhode Island$58,480+12%$48,890$79,770130
13Pennsylvania$58,330+12%$41,100$82,1901,110
14New Jersey$57,180+9%$40,440$75,740530
15Colorado$57,130+9%$45,460$80,320360
16Maine$55,490+6%$43,980$76,700170
17Nevada$55,480+6%$44,440$75,850170
18Connecticut$54,710+5%$43,660$82,740100
19South Carolina$53,190+2%$38,960$64,550250
20Delaware$52,840+1%$47,150$86,67040
21North Dakota$52,2200%$51,360$62,12030
22Michigan$52,1600%$39,440$77,9701,260
23Wisconsin$52,1400%$44,950$77,310770
24Illinois$51,930−1%$39,620$78,9901,170
25Virginia$51,550−1%$40,930$70,200760
26Arizona$51,480−1%$43,580$66,480980
27Utah$51,330−2%$40,850$133,970190
28Ohio$51,160−2%$43,520$86,160890
29Idaho$51,130−2%$41,270$76,43090
30New Mexico$50,390−4%$41,850$81,480200
31South Dakota$48,890−6%$45,400$51,980Not published
32Texas$48,220−8%$36,120$66,7503,950
33Indiana$48,180−8%$37,840$60,510740
34Kentucky$48,150−8%$37,360$74,210220
35Iowa$48,130−8%$38,630$60,070440
36Alabama$48,120−8%$39,260$73,170Not published
37Louisiana$47,250−10%$38,570$60,810130
38Oklahoma$46,950−10%$38,120$67,750230
39Florida$46,300−11%$38,140$67,1202,410
40North Carolina$46,180−12%$31,210$76,940320
41Mississippi$45,990−12%$32,020$57,700210
42West Virginia$45,860−12%$37,390$49,400150
43Arkansas$45,060−14%$35,000$62,77050
44Wyoming$42,580−18%$33,420$66,08040
45Tennessee$38,730−26%$31,200$105,140950
46Missouri$30,580−41%$29,100$64,210Not published

BLS OEWS May 2025 state estimates. States without published data are not listed. “Not published”: BLS withheld the value or it is above the highest amount BLS publishes. Pay is not adjusted for living costs.

Credit Counselors salary questions

Which state pays credit counselors the most?

California, with a median of $67,120 a year (+29% vs. the national median of $52,230). BLS May 2025.

Which state pays credit counselors the least?

Missouri, with a median of $30,580 a year (−41% vs. national).

Where do most credit counselors work?

Texas has the most jobs, about 3,950, with a median of $48,220.

Does a higher salary mean more money left over?

Not always. These are pay figures only. Living costs, taxes and housing differ a lot between states, and this page does not adjust for them.

Keep exploring

Sources. Pay and employment: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 (national and state files). Data Sources & Licenses